Closing Costs There are certain standard costs associated with closing the sale of a house. These fees are split between the buyer and the seller, as spelled out in the sales contract. As I negotiate the sales contract for you, I will not only work to get the sales price you want, I will also work to limit the number of closing costs for which you will be responsible. I will walk you through the closing costs, answering any questions you may have explaining which costs are decreed by law to be yours and which are negotiable. Good Faith Estimate Buyers will receive a "Good Faith Estimate" of closing costs at the time the loan application is submitted to the lender. The estimate is based on the loan officer's past experience and may not include all the closing costs. I will be glad to review the "Good Faith Estimate," answering questions and highlighting missing costs and estimates I believe to be low. Standard Closing Costs Loan-Related Costs Loan Origination Fee Points (optional) Appraisal Fee Credit Report Interest Payment Escrow Account Taxes Property Taxes Transfer Taxes and Recording Fees Insurance Homeowners Insurance Flood or Quake Insurance Private Mortgage Insurance (PMI) Title Insurance     Homes For Sale In Edmond OK | Edmond OK Real Estate Agent | Real Estate Listings In Edmond OK | Houses For Sale In Edmond OK | Edmond OK Real Estate | New Homes For Sale in Edmond OK | Realtor in Edmond OK | Link Resources | Mortgage Calculator: Sales Price: $ Down: % Interest Rate: % Term: yrs Monthly payment: $ Today's Rates: Mtg Loan     Rate   APR 30-yr Fixed 4.56% 4.71% 15-yr Fixed 4.03% 4.24% 1-yr Adj 3.7% 4.59% * national averages

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